Secure Your Slice of Heaven: A Complete Guide to Buying Property in Uttarakhand for an Outsider

Uttarakhand is a picturesque state in northern India that boasts stunning natural beauty and a rich cultural heritage. Property in Uttarakhand is like a hot cake, everyone wants a slice of it. The state is a popular destination for tourists and is also an attractive option for outsiders looking to buy property.

With its snow-capped peaks, lush green forests and crystal-clear lakes, Uttrakhand offers a tranquil environment that is perfect for those looking to escape the hustle and bustle of city life. Additionally, the state has a well-developed infrastructure and offers excellent connectivity, making it a convenient place to live in.

Investing in property in Uttarakhand is also a smart financial decision, as property values are steadily rising in the state. Whether you’re looking to buy a vacation home or a permanent residence, Uttarakhand has something to offer everyone.

So, if you’re looking for a peaceful and scenic place to call home, Uttrakhand should definitely be on your radar.

Types of Properties Available in Uttarakhand

In Uttarakhand, a variety of properties are available for purchase. Here are some common types of properties you can find in the region Residential Houses, Apartments/Flats, Vacation Homes, Farmhouses, Commercial Properties, Land/Plots, Resorts and Hotels

It’s important to note that the availability and types of properties may vary across different regions of Uttarakhand. Conducting thorough research and working with local real estate agents can help you find the right type of property based on your preferences and requirements.

Popular Locations for Buying Property in Uttarakhand

Uttarakhand offers a plethora of beautiful locations for buying property. Here are some popular and sought-after locations in Uttarakhand:

Dehradun

The capital city of Uttarakhand, Dehradun, is a preferred choice for property buyers due to its pleasant climate, well-developed infrastructure and educational institutions. It offers residential as well as commercial properties.

Nainital

Nestled in the Kumaon region, Nainital is a popular hill station known for its picturesque lakes and scenic beauty. It attracts property buyers looking for second homes, vacation homes and resorts with stunning views of the mountains and lakes.

Haridwar

Considered one of the seven holiest places in Hinduism, Haridwar attracts property buyers looking for a religious and cultural ambiance. It offers residential properties, as well as opportunities for commercial investments in hotels and guesthouses. Moreover, there are plots

Mussoorie

Known as the “Queen of the Hills,” Mussoorie is another famous hill station that draws property buyers seeking a serene and charming environment. It offers a range of properties, including residential houses, cottages and holiday homes.

Rishikesh

Rishikesh is the most preferred adventure hub for Delhi NCR people. Rishikesh is also considered a spiritual hub after Haridwar. It is popular among property buyers interested in yoga retreat centers, resorts and residential properties that offer a blend of spirituality and natural beauty.

Ranikhet

Located amidst lush green forests and meadows, Ranikhet is a serene hill station offering a peaceful atmosphere and breathtaking views. It is favored by property buyers looking for second homes, retirement homes and holiday properties. For those interested in investing, we have plots in Ranikhet, ranging from 240 sq. yards to 300 sq. yards, ideal for building custom homes or vacation retreats.

Almora

Almora is a scenic town in the Kumaon region, known for its panoramic views of the Himalayas. It appeals to property buyers seeking tranquility and natural beauty, with options for residential houses, cottages and land for construction.

Haridwar-Rishikesh Corridor

The region between Haridwar and Rishikesh, along the banks of the Ganges River, is witnessing increased interest from property buyers. It offers opportunities for residential, commercial and hospitality investments.

These locations represent just a few of the popular areas in Uttarakhand for buying property. Each location has its own unique charm and property buyers can choose based on their preferences for natural surroundings, accessibility and amenities.

We also shared a complete guide about property purchases 10 Things a Buyer must check before investing in Property in Uttarakhand: A Complete Buying Guide you can refer to it.

Who can buy property in Uttarakhand?

Both Indian citizens and non-resident Indians (NRIs) have the eligibility to buy property in Uttarakhand. There are no restrictions on the purchase of flats and apartments in Uttarakhand for Indian citizens, provided that the property is legally compliant and has obtained all necessary approvals and clearances. There are no limitations on the size of the flats and apartments.

In Uttarakhand, any Indian citizen, as well as a Non-Resident Indian (NRI), Person of Indian Origin (PIO) and Overseas Citizen of India (OCI), can buy property in the state without any restrictions.

Additionally, foreigners are also allowed to purchase property in Uttarakhand, subject to certain conditions and restrictions. 

They are required to obtain prior approval from the Reserve Bank of India (RBI) before purchasing property in Uttarakhand and the property can only be used for residential purposes. 

RBI has placed certain restrictions on the type of properties that can be purchased, such as prohibiting the purchase of agricultural land or plantation property.

However, It is advisable for foreigners to seek legal advice and understand the legal requirements and procedures before making a property purchase in Uttarakhand.

Can an outsider purchase land in Uttarakhand?

Yes, Outsiders can purchase land in Uttarakhand with certain terms and conditions. Uttarakhand government has implemented certain guidelines for land purchases by outsiders, which may vary based on factors such as the location, type of land and purpose of purchase. 

It is important for outsiders to be aware of and comply with these guidelines, including obtaining necessary permissions and adhering to the specified limits on land area that can be purchased.

How much land can a non-resident buy in Uttarakhand?

A non-resident/outsider of Uttarakhand can purchase up to 1.25 Nali (2700 square feet) of land in Uttarakhand without any restrictions.

However, if a non-resident wishes to purchase more than this limit, they would need to have a different residential address listed on their Aadhaar card from their spouse. This is because husband and wife are considered as one unit for the purpose of land purchase in Uttarakhand.

Also, if your spouse does not reside at a different address, you may purchase more than 1.25 Nali in generational gaps, such as in the names of your parents or children (above 18 years).

In the 2003 Amendment Act, Uttarakhand allowed outsiders to buy agricultural land up to 2.50 Nali in size. In 2008, the Khanduri government amended the law and lower the threshold to 1.25 Nali per person.

It is important to note that there are certain categories of land that are restricted for purchase by non-agricultural landowners, such as agricultural land, plantation land and forest land. 

However, there are no restrictions on the amount of land that a non-resident can purchase in Uttarakhand, subject to compliance with the state’s land and property laws, including stamp duty and registration fees.

Aside from that, only those who desire to establish a yoga center, a trust or a temple are permitted to buy land in Uttarakhand; in those cases, they can either buy more than 1.25 Nali in the name of agricultural land or request permission from the local government.

Uttarakhand land purchase law for outsiders

Unlike Meghalaya, Arunachal Pradesh and Tripura, the rules for purchasing a property in Uttarakhand are very lenient because investors from other states are welcome there. The government in Uttarakhand permits persons of different states to buy property in any hill station under municipal borders without any size restrictions. 

Nonetheless, there are some limitations on the amount of land ownership by an individual for agricultural areas outside of the city borders. 

Rather than 5,381 square feet, a person can now purchase 2,690 square feet of land. To prevent residents of neighboring States from owning land.

The Uttarakhand government has also launched a web portal called “Devbhoomi Portal” to facilitate the purchase of property by non-residents. The portal provides information about land rates, registration fees and other relevant details. Outsiders can also use the portal to apply for permission to purchase agricultural land for personal use.

If you are an NRI, don’t be disappointed. We have a complete guide for you about How NRI can Buy Property in India: A Comprehensive Guide includes Legal, Documents, Tax Implications, Home Loan, etc.

Buying agricultural land in Uttarakhand

Land law forbids the purchase of agricultural land larger than 250 square meters outside of municipal limits, however, state government officials, such as the district magistrate and affected districts, may suspend this restriction. 

All Indian citizens are eligible to purchase up to 12.5 acres of agricultural land in Uttarakhand under the selling legislation. 

Anyone with a voter card from Uttarakhand who relocates to another state after residing there continuously for the previous five years may purchase agricultural property there right away.

Points to be checked before buying land in Uttarakhand

• Be sure you have direct access to the road before purchasing land. As it doesn’t intersect another plot, your path won’t be impeded if the owner decides to add more development.
• To avoid experiencing a water shortage, make sure your property is in a place with an adequate water supply. (Water shortages are uncommon in highlands)
• Verify that the land is registered in the person’s name if you are buying land from them.
• Look into the area’s circle rate before purchasing land because that is what will be used for registration.
• Remember that temperatures are colder at higher elevations. A property should be purchased between 4500 and 7000 feet above sea level.

Precautions and Tips for Outsiders Buying Property in Uttarakhand

When outsiders are buying property in Uttarakhand, it is important to take certain precautions and follow helpful tips to ensure a smooth and successful purchase. Here are some precautions and tips to consider:

Understand the Regulations

Familiarize yourself with the land purchase laws and regulations specific to Uttarakhand. Be aware of any restrictions or limitations on purchasing land or specific types of properties as an outsider.

Engage a Local Real Estate Agent/Lawyer

Seek the assistance of a reputable local real estate agent or lawyer who has expertise in property transactions in Uttarakhand. They can guide you through the legal process, verify property documents and provide valuable advice.

Conduct Due Diligence

Thoroughly research the property you are interested in. Verify ownership documents, check for any liens, encumbrances or pending legal issues and ensure the property has clear titles.

Site Visit and Inspection

Visit the property in person to assess its condition, location, accessibility and proximity to amenities. If possible, conduct a professional inspection to identify any structural or maintenance issues.

Check Infrastructure and Development Plans

Assess the existing infrastructure in the area and inquire about any upcoming development plans that may impact the value and potential of the property.

Financial Considerations

Determine your budget and explore financing options available to outsiders for property purchases in Uttarakhand. Consider additional costs such as stamp duty, registration fees and taxes.

Document Verification

Ensure that all property-related documents, such as sale agreements, title deeds and NOC (No Objection Certificate) from relevant authorities, are properly reviewed and verified by legal professionals.

Seek No Objection Certificate (NOC)

For certain types of properties or locations, obtaining a NOC from the concerned authorities may be necessary. Confirm if a NOC is required and complete the necessary procedures.

Consultation with Locals

Interact with locals or join online forums to gather information and insights about the property, location and potential challenges or benefits of living in the area.

Plan for Future Maintenance

Factor in the cost of property maintenance and management, especially if you plan to use the property as a second home or for rental purposes.

By following these precautions and tips, outsiders can navigate the process of buying property in Uttarakhand with greater confidence and minimize potential risks or complications.

Where to find the Uttarakhand land registry?

It is important to exercise caution while purchasing land as there have been instances where the land being shown is not the same as the one being sold. 

Sometimes, only the Khata number registry is done and when enquired about the registry, it is found that the land is located somewhere else. To avoid such fraudulent activities, it is recommended that you call Patwari, a government officer who maintains all the land documents, before making a purchase. 

The Patwari can meter the land according to Bhu-Naksha, an Indian Cadastral Mapping Solution and inform you of the land boundary or Khasra number, which is assigned to each land for identification purposes. This will help you verify the authenticity of the land and protect you from potential disputes and fraud.

Stamp Duty for Property in Uttarakhand

In Uttarakhand, stamp duty is a type of tax that is levied on various transactions such as property purchases, lease agreements, mortgage agreements and gift deeds. 

The stamp duty rates in Uttarakhand vary based on the nature of the transaction, the value of the property and the gender of the buyer or transferee. For example, the stamp duty for property purchase is currently 5% for men and 3.7% for women.

Conclusion

Buying property in Uttarakhand is open to Indian citizens, NRIs, PIOs and OCIs without any restrictions. However, for foreigners who are not of Indian origin, the rules regarding property ownership are more restrictive. 

In summary, Uttarakhand provides an opportunity for investment in real estate with relatively lenient laws and regulations for outsiders.

FAQ’s